Terms and Conditions for BillSpot Bill Payment App

1. Acceptance of Terms

By downloading, installing, or using the BillSpot Bill Payment App ("the App"), you agree to abide by these Terms and Conditions.

2. Use of the App

The App is intended solely for the purpose of facilitating bill payments. You agree to use the App only for lawful purposes and in accordance with these Terms and Conditions.

3. Registration

To use certain features of the App, you may be required to register and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Bill Payments

The App enables users to make payments to various billers. We are not responsible for any errors, delays, or inaccuracies in bill payments caused by incorrect information provided by users or by biller systems.

5. Fees and Charges

Some bill payments may incur fees or charges, which will be clearly disclosed to you before you confirm the payment.

6. Security

We employ industry-standard security measures to protect your information. However, we cannot guarantee the security of your data and cannot be held liable for any unauthorized access or breach of security.

7. Intellectual Property

All content and materials provided through the App, including but not limited to software, logos, trademarks, and service marks, are owned by or licensed to us and are protected by intellectual property laws.

8. Privacy Policy

Your use of the App is also subject to our Privacy Policy, which governs how we collect, use, and disclose your personal information. By using the App, you consent to our collection and use of your information as described in the Privacy Policy.

9. Limitation of Liability

To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of the App.

10. Modification of Terms

We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Your continued use of the App after any changes indicates your acceptance of the revised terms.

11. Termination

We reserve the right to terminate or suspend your access to the App at any time, with or without cause, and without prior notice.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles.

13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at [email protected]